Contact

Kia of West Nyack

250 Route 303 North
Directions West Nyack, NY 10994

  • Sales: 845-605-9223
  • Service: (845) 643-2228
  • Parts: (845) 208-9270

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Hours

  • Monday 9:00 AM - 8:00 PM
  • Tuesday 9:00 AM - 8:00 PM
  • Wednesday 9:00 AM - 8:00 PM
  • Thursday 9:00 AM - 8:00 PM
  • Friday 9:00 AM - 6:00 PM
  • Saturday 9:00 AM - 6:00 PM
  • Sunday 11:00 AM - 5:00 PM

If this is your first time buying a car, Kia Motors America, Inc. and Kia of West Nyack has a program just for you! The First Time Buyer Program is designed especially to help first time car buyers get into the car of their dreams. There are just a few requirements to be eligible for the First Time Buyer Program, and Kia of West Nyack will have you in the Kia you've always dreamed of.


With a minimum of six months on your current job, or a qualified co-buyer, and a minimum $1,000 down payment, you are well on your way to being the proud owner of a new Kia. Qualified applicants are eligible for standard rates for up to seventy-two months. You can get started right now by visiting our online pre-approval form now.

Kia Motor Finance First Time Buyer Program Terms and Conditions


  • First automotive secured loan or credit transaction

  • Minimum six months on current job or qualified co-buyer

  • Qualified applicants are eligible for standard rates

  • Up to 100% advance

  • Up to 72 months maximum term

  • Minimum of $1,000 total down payment required (Total down payment may include rebate cash)

  • Excludes credit tiers 7 & 8 for terms greater than 60 months

Credit Requirements

  • No adverse credit history

  • No bankruptcies, foreclosures, repossessions, collection accounts, charge-offs, tax liens, judgments, or any other delinquent credit

  • Verifiable (paystub, W-2, etc.) monthly income from primary job cannot exceed 15%

  • Total monthly debt to monthly income ratio of 50% or less. Total monthly debt includes, if applicable: monthly vehicle payment, monthly rent or mortgage payments, other monthly payment obligations (installment loans, revolving loans, alimony or support payment, etc.)


Subject to additional KMF credit guidelines


Eligible Vehicles

New and untitled 2014, 2015 and 2016 Kia Forte, Optima, Rio, Sorento and Soul vehicles, including demonstrator and service loaner vehicles with fewer than 6,000 miles